Saudi Electronic University Health Risk Assessment Paper

Description

A Health Risk Assessment (HRA) form allows a private insurer in Saudi Arabia to assess an individual’s health and lifestyle. You have been tasked with drafting a memo to the CEO addressing how an HRA could help your insurance company.  Be sure to address the following components: 

Frequency and purpose of an HRA;
Examples of questions asked on an HRA;
The impact of an HRA on risk and premium cost;
Negative implications of HRAs on those with chronic illness; and
Best practices involving HRAs.
If you need more supporting articles 

READINGS:

Awwad, F. A., & Ali Ismail, E. A. (2018). Evaluation of the degree of policyholder’s risk for the individual’s health insurance coverage. Cogent Business & Management, 5(1), 1477499
Chauhan, V. (2019). Medical Underwriting and Rating Modalities in Health Insurance. Journal of the Insurance Institute of India, 6(4), 14–18. https://csuglobal.idm.oclc.org/login?url=http://search.ebscohost.com/login.aspx?direct=true&db=bth&AN=139170667&site=eds-live
Pribadi, K. H. (2018). Underwriting process (risk selection) Marine Hull Case Study at PT. Jasa Raharja Putra Insurance. In W. M. Chang & D. D. Kesa (Eds.), The 2nd International Conference on Vocational Higher Education (ICVHE) 2017 (pp. 584-597). Dubai, UAE: KnEPublishing

Recommended:

Benyoussef, S., & Hemrit, W. (2019). Measuring the relative efficiency of insurance companies in Saudi Arabia: The case study of Takaful vs cooperative industries. Cogent Economics & Finance, 7(1), https://doi.org/10.1080/23322039.2019.1590818

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